An auto insurance deductible is the amount typically paid out of pocket before insurance coverage applies to a claim. This category explains how deductibles work and how they affect both claims and insurance premiums.
Articles in this section cover topics such as how deductibles apply during different types of claims, how deductible amounts are chosen, and how deductibles interact with coverage types. Common deductible scenarios are explained in plain language.
These articles are designed to help drivers understand how deductibles function within an auto insurance policy and how they impact claim outcomes.
What a Collision Deductible Is A collision deductible is the amount you pay out of pocket when you file a collision coverage claim. Your insurance company pays the remaining covered cost after the deductible is applied. Collision deductibles apply only to collision coverage, not to liability claims. What a deductible means for collision coverage If … Read more